Business Services

"The great use of life is to spend it for something that will outlast."

- William James

At Robbins Financial Group, a large percentage of our clients are business owners. Through their own efforts they have accumulated significant wealth, most often through ownership of a privately held corporation. Few, if any, became an overnight success. Rather, they built their wealth over a lifetime of hard work.

We help business owners crystallize their objectives in the following areas:

Corporate Retirement Solutions

A strong employer-sponsored retirement plan can provide businesses with significant leverage in attracting and retaining key employees, while at the same time providing employees with the tools necessary to enjoy a successful retirement. Undoubtedly, establishing and overseeing an appropriate retirement plan can place significant responsibility on plan sponsors. Our goal at Robbins Financial Group is to educate plan sponsors so that they can make more informed decisions on employer-sponsored retirement plans.

Whether it’s a 401(k), 403(b), Simplified Employee Pension-IRA (SEP-IRA), Keogh Plan, or other plan, Robbins Financial Group works alongside our Business Services clients to help them understand the decisions they make for themselves, their company, and their employees.

Corporate Risk Management

Robbins Financial Group can structure a corporate insurance program that preserves business value at a predicable cost. A properly structured corporate insurance program can be used to fund a buy-sell agreement, help protect against the financial loss due to the death or disability of a key person, or help ensure a business continuation by providing a temporary source of cash flow.

Estate Planning

Your business may be the most valuable asset in your estate. Unfortunately, many family-owned businesses do not survive the first generation as a result of legal issues, taxes, and family disputes. To protect against these matters, it is essential for business owners to plan ahead. Your personal estate plan, insurance policies, and business estate plan are all intimately connected.

Management Succession - A management succession plan is vitally important to the health and continuity of your family and your employees.

Business Inheritance - Dividing your business among your heirs can be a complicated issue for many business owners. While this is undoubtedly a sensitive topic, planning for the future now can help you avoid problems later.

Business Valuation - Professional valuation of your business performed on a consistent basis can help business owners avoid costly court disputes in determining the amount of business estate taxes.

Robbins Financial Group can also help you plan ahead to make sure your estate has enough liquidity to pay your estate taxes and provide support for your heirs.