Retirement Services

"The future is purchased by the present."

- Samuel Johnson

Planning for retirement requires careful preparation and a prudent investment strategy. Whether a client’s desire is to create an income stream that will ensure a comfortable retirement or to preserve assets to pass on to heirs, Robbins Financial Group can help clients construct a portfolio that will help meet their needs based on the individual’s risk tolerance available assets.

Retirement Income Analysis

For clients seeking a disciplined investment strategy, Robbins Financial Group offers customized investment allocation plans that, if properly implemented, can help them meet their retirement goals. Key considerations in creating our client’s investment allocation plans include the individual’s top financial objectives, investment time horizon, risk tolerance, tax situation and cash needs.

Our rigorous asset allocation process results in broadly diversified portfolios for our clients. Using a transparent, process-oriented approach allows our clients to take part in selecting a viable retirement date and asset accumulation goal.

Asset Allocation neither assures a profit nor protects against loss in a declining market. 

Retirement Account Consolidation

Account consolidation is often the first step helping our clients to reach their retirement objectives. By consolidating a client's IRAs and other retirement plan assets through Robbins Financial Group, clients may benefit from:

- An integrated investment strategy that allows the client to closely monitor asset allocation strategy
- Access to a variety of investment vehicles that may not be available in a company sponsored retirement plan
- Beneficiary consolidation to facilitate estate planning

In many cases, clients are eligible to roll over assets from their employer-sponsored plans (401(k)s) into an IRA, and potentially increase their investment flexibility. In order to determine whether you qualify, please contact a representative of Robbins Financial Group.

An IRA participant is allowed only one indirect rollover in any 12-month period across all IRAs that he or she owns. An indirect rollover is a participant-initiated distribution in which the participant receives the proceeds and subsequently rolls those proceeds into another (or the same IRA) within 60 days. Individuals can continue to make unlimited trustee-to-trustee transfers (transfers directly between IRAs) as well as unlimited conversions from tradition IRAs to Roth IRAs. Clients should consult their tax advisor prior to effecting a rollover.